Banking for Everyone in Nigeria

Access digital banking, secure loans, and financial services designed for rural and peri-urban communities. Banking made simple, accessible, and affordable for all

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DEPOSITS INSURED BY

Everything you need for Modern Banking

From digital wallets to micro loans, we provide comprehensive financial services designed for the unique needs of Nigerians

Most Popular

Digital Wallet

Secure mobile wallet for instant money transfers, bill payments, and airtime purchases.

Instant transfers
Instant transfers
Airtime & data
QR code payments
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Fast approval

Micro Loans

Quick access to credit for agriculture, trade, and emergency needs with flexible repayment.

₦50,000 - ₦100,000
Fast approval
No collateral needed
Flexible terms
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Nationwide

Agent Banking

Find nearby banking agents for cash deposits, withdrawals, and account services.

Cash in/out
Account opening
Loan applications
500+ locations
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No internet required

USSD Banking

Bank without internet using simple USSD codes. Works on any phone, anywhere.

*614*868*Amount#
No internet needed
Works offline
All services
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For Business

Business Accounts

Tailored banking solutions for SMEs, cooperatives, and group savings.

Group accounts
Bulk payments
Business loans
Financial reports
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High Returns

Savings Plans

Flexible savings options with competitive interest rates and automatic deductions.

Target savings
Auto-debit
Interest earning
Goal tracking
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Ready to Start Your Banking Journey?

Join thousands of satisfied customers . Open your account today and experience banking made simple.

Loan Calculator

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What Our Customers Say

Real experiences from people using our financial services

Bonghe Microfinance Bank helped me access a business loan when other banks refused. The process was fast and transparent.

Chinedu Okafor Small Business Owner

Their digital wallet makes transfers easy and reliable. I no longer worry about failed transactions.

Amina Bello Entrepreneur

As an agent banker, I can serve my community better. The platform is simple and support is always available.

Samuel Ade Agent Banker